BABYLON2K CHRONICLES
Audit Trails and Financial Tales
Welcome to a realm where numbers come to life, and financial tales weave a narrative that goes beyond the balance sheets, unlocking the secrets of Babylon2k’s financial universe.

How To Apply for a Pag Ibig Multi-Purpose Loan Online (MPL)
Applying for a Pag-IBIG Multi-Purpose Loan (MPL) has never been easier! Gone are the days of standing in long queues and navigating through piles of paperwork. Today, all you have to do is complete all the requirements and apply directly on Pag-IBIG’s official website. This streamlined online process allows you

New DOLE AEP Guidelines: Faster Processing and Skills Transfer Support
The Department of Labor and Employment (DOLE) has updated the guidelines for Alien Employment Permits (AEP) through Department Order (DO) No. 248 and its supplemental addendum DO 248-A-25 to facilitate the easier and faster hiring of foreign workers while protecting Filipino workers’ job opportunities by implementing mandatory skills transfer programs

Empowering Professionals: Insights from the Leadership Conference
Leadership remains one of the most powerful aspects in shaping a certain commerce of man, whether in business, academia, cooperatives, or community groups. Yet, there’s a crucial distinction often overlooked: true leadership drastically differs from simply being a boss. Understanding the difference can transform the organization and the lives of

Software Costs Under SEs, SMEs, and Full Framework: Recognition Rules and Practical Remedies
In today’s digital economy, software is often considered the most valuable investment for startups and tech-driven SMEs. Companies like GVTech may spend millions on developer salaries, outsourced programming, and testing to bring a product to market, which is obviously costly. Yet, the question is: should these costs be capitalized as

A Trustmark Inquiry: To Protect or to Burden MSMEs?
Online selling has become a way of life. Consumers love the convenience of making online orders — even scrolling for hours on an e-commerce platform and simply clicking “Add to Cart.” This trend grew further during the pandemic, when Micro, Small, and Medium Enterprises (MSMEs) were in the spotlight in

Philippines Shipbuilding Industry Gets Mixed Review from OECD Assessment
A new assessment by the Organization for Economic Co-operation and Development (OECD) reveals that the Philippines’ Shipbuilding sector has significant potential, yet is being held back by structural challenges. The recent September 2025 report showcases the industry’s clear advantages while highlighting the need to address such crucial gaps. Natural Advantage

AI, Tech & Etiquette: Smarter Insights for the Modern Professional
“Artificial Intelligence is intended to help us and be one of our tools, not meant to replace us.” Ginni Rometty The rapid advancement of technology, particularly in Artificial Intelligence (AI), has been a significant part of our society, from writing essays and creating drafts for articles to checking grammatical errors,